Hello, and let me thank you in advance for any light you can shed on upgrading my camera situation for our upcoming trip to Hawaii. My current camera setup is a Panasonic Lumix point and shoot with 12X optical zoom and 10 megapixels, and a Nikon d40. I have been doing some research and have decided that there are 3 things I am interested in doing: 1) get a good underwater point and shoot (particularly the AW100), 2) get a telephoto lens for my d40, and / or 3) upgrade my d40 to the d7000 with the 18-105 mm lens. My hope is that someone who has been on a vacation to Hawaii (or comparable location) might have some insight on what would be the best use of my money as I am on a roughly $1000 budget. So I've worked out 3 scenarios: Option 1 - Get the Nikon AW100 underwater camera as I'd love to take some fabulous pictures while snorkling and get the Nikkor 55-300 VR lens for my d40. Option 2 - skip the AW100 and go with a the Nikkor 18-200 VR lens. I've read a lot about the convenience of travelling with this lens and not swapping out lenses - but is 200mm zoom enough for what I will be shooting in Hawaii? Option 3 - upgrade the camera to the d7000 with the 18-105 lens (I know it is much more than $1000, but we have the opportunity to sell the d40 as well as use reward points at Best Buy so that we could shave about $500 off the cost of the d7000.) And I'm totally open to suggestions that aren't listed above - these are just the scenarios that I THINK would be good for a trip to Hawaii. Thanks a million for your willingness to help!